SMSF Calculator Suite for Australian Trustees

Explore contributions, pensions, transfer balance cap usage, investment strategies, and compliance scenarios for your self-managed super fund (SMSF).

These tools are for education only – they’re not financial advice or SMSF compliance sign-off. Use them to understand the numbers and trade-offs, then work with a licensed adviser and SMSF professional.

Open the SMSF Calculator Suite

Important: These SMSF calculators and this page are for educational and informational purposes only. They do not provide financial product advice, personal financial advice, tax advice, or compliance sign-off. SuperCalc Pro is not licensed to provide financial advice under Australian law (we do not hold an Australian Financial Services Licence) and is not your SMSF auditor or administrator. Always seek advice from a licensed financial adviser, SMSF specialist and registered tax agent before making decisions.

What the SMSF calculator suite helps you explore

The SMSF suite in SuperCalc Pro includes multiple calculators designed for trustees and professionals. You can use them to explore:

Contribution strategies, including concessional and non-concessional caps.
Transfer balance cap usage and pension strategies for members.
LRBA and property scenarios, within the limits of SMSF rules.
Investment strategy mixes and how they affect long-term outcomes.
High-level compliance metrics and rule-based checks.

Contribution strategy modelling Pension and TBC analysis Investment strategy scenarios High-level compliance checks

Key SMSF inputs you can control

Across the SMSF tools you’ll typically be able to adjust:

Member balances and ages – to track contributions, pensions, and TBC usage.
Contribution amounts and timing – concessional, non-concessional, and special contributions.
Pension start amounts and types – including multiple pensions per member.
Asset values and allocations – including property, shares, cash, and other investments.
Key limits and thresholds – as set by current SMSF rules and tax law.

The calculators are designed to mirror real-world SMSF questions, but they remain educational tools, not a substitute for formal advice, audit, or ATO guidance.

How to use these SMSF tools sensibly

SMSFs are heavily regulated, and mistakes can be expensive. The calculators are intended to:

Help you understand the numerical impact of different strategies.
Highlight where you might be close to contribution caps or other limits.
Support better conversations with your adviser, accountant, or SMSF administrator.

They are not a compliance guarantee or legal sign-off. You remain responsible for ensuring your SMSF complies with all relevant laws and ATO rulings.

Interactive SMSF Calculator Suite

Below is a live link into the SuperCalc Pro app. Click anywhere in the box to open the SMSF tools, where you can explore contributions, pensions, strategies, and high-level compliance.

Launch the SMSF Calculator Suite

Click here to open the SuperCalc Pro app. You’ll be able to access multiple SMSF calculators to test contribution strategies, pension setups, TBC usage, and more.

Common questions about these SMSF calculators

Are these calculators giving me SMSF or financial advice?: No. They are educational tools only. They do not replace professional SMSF, financial, tax, or legal advice.
Can I rely on them for ATO or audit purposes?: No. They are not a compliance sign-off or audit tool. You should use them to understand the numbers and then work with your SMSF adviser, accountant, and auditor.
Do they guarantee that a strategy is legal or appropriate?: No. SMSF rules are complex and can change. The calculators cannot determine whether a strategy is legal, suitable, or in your best interests.