💰 Age Pension Maximizer

Based on our article: "Age Pension Asset Test 2025: Complete Guide"

✨ Optimize Your Age Pension Entitlement

Compare two current-year Age Pension estimates using the shared pension engine. For year-by-year retirement modelling, open the Age Pension scenario in the Advanced Calculator.

Open the Advanced Age Pension scenario →

Compare Two Scenarios

📊 Current Situation

✨ Optimized Scenario

Current Assets & Income

Combined super for you and partner

Cash, shares, investment property, etc.

Rental income, foreign pensions, etc.

Your Age Pension Comparison

📊 Current Situation

Total Assets: $0
Annual Pension: $0
Fortnightly: $0
Limiting Factor: -

✨ Optimized Scenario

Total Assets: $0
Annual Pension: $0
Fortnightly: $0
Limiting Factor: -

💎 Annual Pension Increase

$0

✅ Legitimate Strategies: Home improvements, car purchases, prepaying expenses, funeral bonds, and gifting (within limits) are all legitimate ways to reduce assessable assets.

Ready for Advanced Optimization?

Model multiple scenarios, see year-by-year projections, and optimize your entire retirement income strategy with Monte Carlo simulations.

🚀 Open Advanced Age Pension Scenario →

Basic features free • Advanced $14.99/month • SMSF $39.99/month