💰 Age Pension Maximizer

Based on our article: "Age Pension Asset Test 2025: Complete Guide"

✨ Optimize Your Age Pension Entitlement

Compare your current situation with an optimized scenario. See how spending down assets, home improvements, or restructuring can legitimately increase your Age Pension.

Compare Two Scenarios

📊 Current Situation

✨ Optimized Scenario

Current Assets & Income

Combined super for you and partner

Cash, shares, investment property, etc.

Rental income, foreign pensions, etc.

Your Age Pension Comparison

📊 Current Situation

Total Assets: $0
Annual Pension: $0
Fortnightly: $0
Limiting Factor: -

✨ Optimized Scenario

Total Assets: $0
Annual Pension: $0
Fortnightly: $0
Limiting Factor: -

💎 Annual Pension Increase

$0

✅ Legitimate Strategies: Home improvements, car purchases, prepaying expenses, funeral bonds, and gifting (within limits) are all legitimate ways to reduce assessable assets.

Ready for Advanced Optimization?

Model multiple scenarios, see year-by-year projections, and optimize your entire retirement income strategy with Monte Carlo simulations.

🚀 Try Advanced Calculator →

Basic features free • Advanced $14.99/month • SMSF $39.99/month