⚠️ The 7-Year Gap Problem

This calculator analyzes retirement at age 60, 7 years before Age Pension eligibility at 67. It shows you how much you need to fund those critical gap years and what your income looks like when the Age Pension kicks in.

Your Retirement at 60 Scenario

Your Current Age

Your age today (planning starts now)

Target Retirement Age

🔒 Pre-set to age 60 (preservation age for most Australians)

Your Super Balance ($)

Current superannuation balance

Partner's Super Balance ($)

Leave as $0 if single

Other Assets ($)

Cash, shares, investment property (exclude your home)

Target Annual Income ($/year)

Your desired income in retirement (inflation-adjusted)

Homeowner (affects Age Pension at 67)

Your Age 60 Retirement Analysis

📊 The 7-Year Gap (Age 60-67)

Required Annual Income: $0

Total Gap Funding Needed: $0

Super Balance at Age 67: $0

Other Assets at Age 67: $0

💰 From Age 67 (with Age Pension)

Estimated Age Pension: $0

Super Drawdown Needed: $0

Total Annual Income: $0

Limiting Factor: -

⚠️ Simplified Calculation - This shows a snapshot based on current rates. For full year-by-year projections with Monte Carlo simulations, historical backtesting (1928-2025), and optimized drawdown strategies, use the advanced calculator.

Ready for the Full Picture?

See year-by-year income projections, test 10,000 market scenarios, optimize your super drawdown strategy, and model different retirement ages.

🚀 Try Advanced Calculator →

Basic features free • Advanced $14.99/month (Monte Carlo, historical data) • SMSF $39.99/month

🎯 Retire at 60 Analysis