Practice edition
Show clients their plan survives real markets — live in the meeting.
When markets, couples, or Centrelink questions land mid-conversation, turn the screen and walk the answer. Not another average-return printout.
One-month firm trial on the desks you select. No card today. Add payment details before it ends to keep the licence — or it ends with no charge.
Best fit today: independently licensed practices and small teams that can trial a specialist meeting tool without a long approved-software queue. Licensee-aligned desks: see the FAQ on clearance.
$1,190
Per desk / year (ex GST)
30 days
Firm-wide trial
In-browser
Modelling stays on the device
Inside a session
Four client tabs. Adviser tools in the header.
Client-facing: Your Plan, How It Plays Out, Basic View, and Stress Test Results. In the header: Adviser controls → Details (inputs, Run my plan, ledger, what-ifs) and What's included (modelling rules — adviser reference, not a client tab). Lock adviser view returns to the client screen.
Offline in the meeting room
Licensed practices can run the Adviser app from a desktop shortcut.
No cloud upload of scenario numbers to run the model — calculations stay in the browser on that machine. For meeting rooms where you want the full Adviser session without relying on live internet, we provide a desktop shortcut that runs a local copy of the app with a clean client-facing screen and your practice name in the header. Restore desk access on that PC while online first — cached access follows your billing period and ends when the licence expires. Checkout, restore-access, and renewal still need internet.
What you get offline
- Same four client tabs and stress-testing engine as the hosted Adviser app
- Practice-branded header (logo where configured)
- Cached desk licence on that PC — locked when your billing period ends
- Opens in the browser you choose (Chrome, Edge, Firefox, or system default)
- Scenario data stays on the workstation — clear browser data between clients on shared PCs
How practices set it up
Email support@supercalcpro.com.au with your practice name and desk licence. We send a Desktop shortcut that starts the local server and opens the Adviser app in the browser you pick at launch (Chrome, Edge, Firefox, or your system default). On first setup, open restore-access on that PC while online so the desk licence is stored locally. Your practice name from checkout appears in the header.
Display tip: Edge (and older Explorer-style shells) can render the UI smaller under Windows display scaling. Use Ctrl+0 for 100% zoom in the meeting, or choose Chrome/Firefox at the launcher prompt.
Why it earns its place in the room
The moments that stall a meeting — answered on screen.
“What if we retire into a crash?”
Show the worst historical start for their numbers — not a verbal explanation of sequence risk.
“What if one of us works three more years?”
One household model — different exit ages, wages and SG while one partner still works.
“When does the Age Pension actually kick in?”
Asset and income tests calculated in-run, so the taper shows up in the income chart.
“Can we put this on the SOA?”
PDF / CSV with year-by-year table, assumptions and disclaimer — not a screenshot paste.
Under the hood
Built for Australian rules — not bolted on.
Sits alongside Xplan, Midwinter, AstuteWheel, or Excel as the specialist stress layer.
Real market sequences
Replay every start year that fits the client horizon (1928–2025) — not a single assumed return.
Dual hit rates
Monte Carlo survival plus historical periods that cleared the same income target.
Couples phasing
Household model — different exit ages, wages and SG while one partner works, Centrelink timing.
Basic View
Constant-assumption projection (Fixed Sustainable Income) alongside the historical path.
What's included
Header button next to Adviser controls — Age Pension rules, Division 296, modelling scope. Adviser reference, not shown on client tabs.
Compare Strategies
Fixed, Dynamic SWR, Vanguard Guardrails, and Floor & Ceiling on the same inputs.
| In the meeting | What SuperCalc Pro delivers |
|---|---|
| Stress-test | 98-year historical replay + 1,000-path Monte Carlo on the same target |
| Strategy comparison | Compare Strategies — four withdrawal engines on the same inputs |
| Couple phasing | Household model — different exit ages, wages, SG, Centrelink timing |
| File artefact | PDF / CSV export with year-by-year table, assumptions, disclaimer |
Alongside, not instead
What this gets you that your stack usually does not.
Roles, not a rip-and-replace bake-off. SOA platforms, cashflow tools, and spreadsheets stay where they are. SuperCalc Pro is the specialist stress layer for the meeting room.
| Job in the practice | SOA / cashflow platforms (e.g. Xplan, Midwinter — typical use) |
Meeting / illustration tools (e.g. AstuteWheel-style) |
Excel / ad hoc | SuperCalc Pro Adviser |
|---|---|---|---|---|
| Primary job | File, advice process, ongoing service | Client illustration / engagement | One-off modelling | Live stress-test in the meeting |
| Historical sequence replay | Usually assumed returns / limited paths | Varies by product | Only if you built it | Every start year that fits the horizon (1928–2025) |
| Monte Carlo on the same income target | Varies; often separate module | Varies | Rare | 1,000-path MC + historical hit rate on one screen |
| Age Pension on the path | Common in cashflow; depth varies | Varies | Easy to get wrong | Asset and income tests calculated in-run |
| Phased couple retirement | Often possible; heavy to demo live | Limited | Manual | Different exit ages, wages and SG while one works |
| Withdrawal strategy comparison | Varies | Limited | Manual | Four engines on identical inputs |
| Client-facing meeting UI | Adviser workspace first | Often strong | Spreadsheet | Four client tabs; adviser Details behind a lock |
| Offline meeting room | Usually online | Varies | Local file | Desktop shortcut; browser choice at launch |
| Who owns the advice | Your AFSL | Your AFSL | Your AFSL | Your AFSL — we are educational modelling only |
We do not replace CRM, SOA drafting, portfolio construction, or licensee research libraries. Configurations of Xplan, Midwinter, AstuteWheel and similar tools vary by licensee and module — treat competitor columns as category roles, not a claim about every installation. Printable one-pager for demos and follow-up emails.
Pricing · AUD ex GST
Desk licences. Trial the whole firm first.
Planner — Retirement
$1,190 / desk / year
- Advanced Retirement engine — historical + Monte Carlo stress-testing
- Four client tabs + header Details & What's included
- Couples phased retirement · four withdrawal strategies
- PDF / CSV export · one saved scenario in-browser
- Desk assignment, restore-access, Manage licence (Stripe portal)
Volume & trial
| 1 desk | $1,190 |
| 2–5 desks | $1,070 |
| 6–15 desks | $999 |
| 16+ desks | Firm quote |
| 1-month firm trial | No card today |
Consumer Advanced Retirement ($149/yr) and All Access ($399/yr) are for individuals — not commercial advice use. Adviser desks are retirement-only (no SMSF suite). GST added for Australian businesses.
Getting started
Four steps from checkout to a live case.
Start checkout
Practice name, billing email, and how many desks — one-month firm trial (no card) or annual licence. Success sends you to the Adviser app.
Assign desks
Billing contact uses Assign desks in the app for remaining adviser emails. Each adviser restores access at restore-access with their assigned email.
Run a live case
Open Adviser controls, enter inputs, Run my plan, then lock back to client tabs for the meeting walkthrough.
Keep it or walk
Add a payment method in Manage licence before the 30-day trial ends to keep the annual desk licence. No card on file → trial ends with no charge.
FAQ
Before you start a firm trial.
Does this replace Xplan or AstuteWheel?
No. Specialist stress layer only — keeps your SOA and engagement stack. See Alongside, not instead for a role comparison, or the printable one-pager.
Does this need to be on our licensee’s approved software list?
Many licensee-aligned practices need compliance or research clearance before using a new tool in client meetings — sometimes because PI conditions sit on an approved list. Independently licensed practices usually decide for themselves. We can supply a short product description, licence terms, and a data-handling summary for that process. SuperCalc Pro is educational modelling software; your AFSL owns the advice.
Does client data leave the browser?
Retirement scenario numbers run client-side and are not uploaded to run the model. Desk licensing stores billing and seat emails in Stripe. We log anonymous usage signals (unlock, run, export) with hashed adviser emails — not client balances, ages, or income targets. See Adviser desk licence terms §7.
Can results go on the file?
Yes. PDF and CSV export with year-by-year table, assumptions and disclaimer wording.
How are desks licensed and assigned?
$1,190/desk/year ex GST. $1,070 for 2–5 desks; $999 for 6–15; 16+ is a firm quote. The 30-day firm trial covers every desk on the subscription — no card today. Billing email is desk 1; the billing contact assigns other desks in the app. Each adviser restores access at restore-access. Add a payment method in Manage licence before the trial ends to keep the annual licence.
Can we run it offline in client meetings?
Yes — licensed practices can use an offline Desktop shortcut that runs the full Adviser app locally (practice branding, clean client session). At launch you choose Chrome, Edge, Firefox, or the system default. Restore desk access on that PC while online first; cached access ends when your billing period ends. Scenario numbers stay on that machine — clear browser data between clients on shared PCs. Edge can look smaller under Windows display scaling; use Ctrl+0 for 100% zoom or pick Chrome/Firefox. Email support@supercalcpro.com.au for setup on your meeting-room PC.
Where is “What's included”?
In the session header, next to Adviser controls — not on the client tab bar. It lists what the engine models (Age Pension, Division 296, phased retirement, etc.) for your reference before or during a meeting.
Does the Adviser app include the SMSF suite?
No. Desk licences are the Advanced Retirement engine only — meeting tabs, stress-testing, couples phasing, and exports. Consumer All Access ($399/yr) includes SMSF tools for individuals; it is not the commercial desk product.
Can we show our practice logo?
Checkout practice name appears in the session header. Logo marks apply only for mapped adviser email domains (when configured). Offline mode uses your checkout practice name as text — no demo branding unless you pass a practice param deliberately. Sessions show “Powered by SuperCalc Pro” when branded.
Is SuperCalc Pro an AFSL holder?
No. Educational modelling software. Your practice remains responsible for advice.
One-month firm trial · walkthrough or self-serve
Put it on every desk for 30 days.
Self-serve trial if you are ready; walkthrough first if you would rather see it on your own case. After checkout, assign desks in the app and send advisers to restore-access. Add a payment method in Manage licence before the 30-day trial ends to keep the annual desk licence — otherwise it ends with no charge.
Prefer a conversation first? Request a 15-minute walkthrough · or email support@supercalcpro.com.au
Educational modelling software only. SuperCalc Pro Pty Ltd does not hold an AFSL and does not provide personal financial product advice. Adviser desk licence terms.