📊 Stress Test Your Retirement Plan

See if your plan would survive real market crashes: 1929, 1987, GFC 2008, and more

The Problem: Free Calculators Ignore Sequence Risk

Most calculators assume smooth 7% returns every year. But markets don't work like that.

If you retire in a year with a market crash, your plan fails. If you retire in a boom year, you thrive.

This is sequence of returns risk — and it's the #1 reason retirement plans fail.

Real Market Crashes You Should Test For

1929 - The Great Depression

If you retired right before the stock market crashed 90%, could you survive?

1973 - Oil Crisis & Stagflation

Inflation soared while markets crashed. A perfect storm for retirees.

1987 - Black Monday

Markets fell 22% in a single day. Retirees who'd just started withdrawing were hit hard.

2000 - Dot-Com Bust

Tech boom turned bust. Retirees lost years of growth and kept drawing.

2008 - GFC

Worst crash since 1929. Retirees who'd just retired were devastated.

What Advanced Calculator Does

Run your exact scenario against 98 years of real market data (1928-2026):

✓ See if your plan survives if you retire in 1929, 1973, 1987, 2000, or 2008
✓ Get a success probability (e.g., "Succeeds in 87 out of 98 scenarios = 89% success")
✓ Understand your worst-case scenario and best-case scenario
✓ Test different withdrawal strategies to see which lasts longest

⚠️ Stress Test Your Plan Today

Don't retire on assumptions. Test against 98 years of real market data.

Stress Test Now

The Bottom Line

If you're planning to retire in the next 5-10 years, you must test your plan against real market crashes. A basic calculator tells you "your plan works on average." The Advanced Calculator shows you whether your plan actually works in the worst years. That's the difference between a safe retirement and a risky one.