Australian Super and Age Pension Rates

The live threshold hub for the figures SuperCalc Pro uses: contribution caps, transfer balance cap, Age Pension means-test settings, deeming, downsizer, FHSS and minimum pension drawdown rates.

Data verified: 25 June 2026. This page reads the same public rates file used by the calculator engine. Figures remain general information only; always check ATO and Services Australia for your own position.

2026-27 Super Caps

Concessional cap$32,500
Non-concessional cap$130,000
Bring-forward maximum$390,000
Transfer balance cap$2,100,000
SG rate12%

Age Pension Assets Test

Single homeowner full pension threshold$327,000
Single non-homeowner threshold$590,000
Couple homeowner threshold$490,500
Couple non-homeowner threshold$753,500
Assets taper7.5% p.a.

Age Pension Income Test

Single annual free area$5,668
Couple annual free area$10,036
Income taper50c per dollar
Deeming lower threshold$62,600
Lower / higher deeming rates0.25% / 4.25%

Other Super Rules

Minimum pension drawdown under 654%
Minimum pension drawdown 65-745%
Downsizer contribution limit$300,000
FHSS total eligible contributions$50,000
Division 293 threshold$250,000

Use the same settings in a calculator

The useful question is rarely the threshold alone. It is how the threshold changes your year-by-year result: pension taper, minimum drawdown, cap room, or whether a contribution lands in the wrong financial year.

Official sources

SuperCalc Pro tracks official source pages and updates its shared rates file when rules change. Verify current law and your own circumstances before acting.