Unlike basic calculators that use fake averages, we use 98 years of real market crashes (1928-2025) and 1000+ Monte Carlo simulations. Get your true retirement survival odds.
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These calculators are for informational purposes only. SuperCalcPro Pty Ltd does not hold an AFSL. Always consult a licensed financial adviser before making financial decisions.
Real Market Data (1928-2025)
SMSF Suite
Current Transfer Balance Cap
Client-Side Privacy
Get your retirement survival odds in three simple steps
Your age, super balance, target retirement income, and basic details. Takes 2 minutes.
Real probability based on 98 years of market data. Tested against 1929, stagflation, 1987, dotcom, 2008, and Covid crashes.
Retire earlier? Work part-time? Change withdrawal strategy? See instant results with SMSF tools included.
Professional-grade tools built for accuracy and comprehensive retirement planning. SMSF suite included.
Explore gradual retirement transitions including Transition to Retirement (TTR) pensions, part-time work scenarios, tax-free income strategies for 60+, and optimal timing for full retirement.
1000+ simulations using 98 years of real market data (1928-2025). Not simplified assumptions—actual Australian and international market returns for comprehensive probability analysis.
Compare multiple strategies: Vanguard Guardrails, Dynamic Safe Withdrawal Rate, Floor & Ceiling—analyze different approaches to sustainable retirement income.
Maximize your super contributions with carry-forward cap tracking (5 years), salary sacrifice optimization, bring-forward rule calculator, and Division 293 tax analysis.
Comprehensive means testing with real-time rates. Analyzes asset test, income test, deeming rules—all integrated to calculate potential Age Pension entitlements.
Professional SMSF management at 95% discount. Real-time compliance monitoring, contribution tracking, asset valuation, tax optimization, pension strategies, LRBA analysis, Division 293 calculations, and automated reporting—all in one integrated suite. Everything BGL and Class offer, for $399/year instead of $1,200+/year.
All calculations happen in your browser. No personal data sent to servers, no account required for basic features. Your financial information stays completely private—export anytime.
Our system automatically updates financial rates, tax thresholds, contribution caps, and Age Pension parameters from ATO and Services Australia. Always current with the latest regulations.
Start free with essential tools. Upgrade to SMSF Pro for SMSF management (36+ tools) at 95% discount vs. BGL/Class. Advanced retirement planning included.
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See example results firstper month • $399/year
Save 17% with Annual Billing
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Compare SuperCalc Pro with basic free calculators and premium alternatives.
SuperCalc Pro vs. Competitors
Professional retirement planning for Australians. Free to start, upgrade anytime.