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All Age Pension asset test thresholds for 2025-26 on one page. Includes homeowner/non-homeowner, single/couple thresholds, taper rate formula, examples, and what counts as assets checklist.
Download PDFComplete guide to understanding the 7.8% annual penalty on Age Pension assets. Includes formulas, real-world examples, comparison tables, and when the taper zone helps vs hurts.
Download PDFEverything you need to know about the $2.0M Transfer Balance Cap. Includes historical growth, proportional indexing trap explained, correct calculations, strategies, and common misconceptions.
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Full Monte Carlo simulation with 95 years of market data, Age Pension integration, wage growth modeling, and year-by-year breakdowns. See your retirement plan in detail.
Use CalculatorCalculate your exact Age Pension entitlement based on your assets. Instantly see how changes to your assets affect your pension payment.
Use CalculatorSee exactly how the Age Pension taper rate affects you. Calculate pension reduction for different asset levels and understand the 7.8% penalty.
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Complete guide to understanding the Age Pension asset test with all thresholds, examples, and strategies for maximizing your pension entitlement.
Read ArticleWhy the Age Pension forces you to spend down your super principal, and the shocking math that most retirees don't understand.
Read ArticleHow a $300K super boost could cost you $23,400 per year in lost Age Pension. When it makes sense and when it hurts.
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